Disclosures and Legal Notices

CONTENT All content on this site, including text, graphics, logos, icons, and images, is the property D.L.D. Insurance Brokers, Inc. (“DLD”) or its content suppliers and is protected by U.S. and international copyright laws. The compilation (meaning the collection, arrangement, and assembly) of all content on this site is the exclusive property of DLD. The content on this site may be used as a resource. Any other use, including the reproduction, modification, distribution, transmission, republication, display, or performance, of the content on this site is strictly prohibited without prior written permission from DLD. Visitors are not permitted to modify, distribute, publish, transmit or create derivative works of any material found on this site for any public or commercial purposes.

WEB SITE DISCLAIMER This site is provided by DLD on an "as is" basis. The company makes no representations or warranties of any kind, express or implied, as to the operation of the site, the information, content, materials, or products included on this site. DLD will not be liable for any damages of any kind arising from the use of this site, including but not limited to direct, indirect, incidental punitive, and consequential damages.

LINKS TO THIRD PARTY SITES This website may contain links to third party sites which are not under the control of, and are not maintained by DLD. Access to any other Internet site linked to this website is at the user's own risk and DLD is not responsible for the accuracy or reliability of any information, data, opinions, advice or statements made on these sites. DLD provides these links merely as a convenience.

INSURANCE COVERAGES DISCLAIMER D.L.D. Insurance Brokers, Inc. (“DLD”) strives to provide its clients with outstanding risk management and insurance services.  Insurance proposals are the product of company expertise and knowledge, based upon information that clients have provided, in addition to input from third parties such as insurance companies, rating agencies and others.  DLD does not issue insurance policies, and although the company negotiates on clients' behalf, its does not determine premiums or policy language. DLD is not responsible for any decisions or actions of any insurance company or intermediary, including rating or pricing practices, coverage interpretations, post-policy audits, claims handling, or otherwise.  Applicability of coverage may be affected by rulings or interpretations made by courts, regulators, or other governmental entities that are beyond DLD's control or responsibility.  Where solvency evaluations or ratings are shown in proposals, those reflect the opinion of A.M. Best, not DLD, and are subject to changes after the date of proposal presentation. Proposals provide a limited summary of the coverage terms being offered and do not contain all of the policy terms, conditions, limitations or exclusions that may affect coverage.  Please read the entire policy carefully, including all endorsements.  DLD also recommends that clients consider consulting qualified legal counsel regarding coverage.

TRADEMARKS Trademarks, logos and service marks used in this site are the property of DLD or other third parties. Visitors are not permitted to use these marks without the prior written consent of DLD or the third party which owns the mark.